Apwu133 Posted November 27 Posted November 27 Medicare and APWU Health Plans Both the High Option (HO) and Consumer Driven Option (CDO) have Medicare benefits without enrolling in the UnitedHealthcare Medicare Advantage Plan. Please keep in mind that once you retire, you no longer receive the APWU discount on the CDO option, but as long as you stay an APWU member at the retiree rate (36 dollars per year), you do not need to pay the $35 yearly associate fee charged to non-members. Keep in mind that the following information is for retired employees. CDO benefits New for 2025 you can use your PCA dollars to cover the Medicare Part B premium, and you can receive Medicare Prescription drug coverage (Part D) at no extra cost. If you are a retired CDO member, you will be automatically enrolled in the UnitedHealthcare Part D plan. It includes a $2,000 out of pocket maximum for prescription drugs, which uses the total cost of the drug. (what the insurance pays plus what you pay). This means that your drug costs would be covered at 100% after meeting this amount. It also includes home delivery service. For more details call the UnitedHealthcare Medicare Rx Part D at 888-201-4265 Monday thru Friday 8 am to 8pm local time) HO benefits Even if not enrolled in the APWU Health Plan Medicare Advantage (Part C) you will be automatically enrolled in the ExpressScripts Medicare for the APWU Health Plan. It has the same benefits as the CDO option, with the $2,000 cap on out-of-pocket expenses and home delivery service. For details about this plan, call Express Scripts Medicare at 844-818-8790 24 hours a day, 7 days a week, or visit apwuhp.com. UnitedHealthcare Medicare Advantage Plan for APWU Health Plan. **To enroll in this plan you must have the High Option and have both Medicare Parts A and B*** Benefits Include - $0 copay for covered Medical services - $100 monthly Part B premium Subsidy (up from $85 in 2024) - $60 quarterly over-the-counter items allowance (use it or lose it, it does not roll over) - Allowance for vision eye glasses (new for 2025) - Dental coverage - Part D (prescription drug) coverage - National provider Network - One plan, no need to coordinate benefits. It also includes fitness membership through Renew Active, which is free through fitness centers participating in their nationwide network. You can also receive home health care through their UnitedHealthcare Healthy at Home program. This provides support you may need after an inpatient hospital or skilled nursing facility stay. You can receive home-delivered meals, transportation to medical appointments and pharmacy, and in-home non-medical personal care to assist with daily activities, all at no additional cost. It also has hearing aid benefits through their UnitedHealthcare Hearing program. You must contact UHC Hearing and use a UHC hearing provider for this coverage. There are 6,500+ hearing providers nationwide, and you can receive a hearing exam and access to one of the widest selections of prescription and non-prescription hearing aids at significant savings. You’ll also receive personalized care and follow-up support from experienced hearing providers. For more information or to enroll, call a Customer Service Advocate at 855-383-8793 TTY 711, 8am – 8pm local time, Monday through Friday, or visit retiree.uhc.com/apwuhp. As always, visit keepingposted.org and apwu.org/retirees for more information on retirement or how to stay involved after retirement. Retirees can provide a vital service by being a voice in the community or mentoring younger members. If you are interested in being more involved regardless of your employment status, please reach out to us!
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